Change my private pension insurance program

Hi I'm KC!
I keep a diary to learn English. Thank you for reading!
Today, I'll writing about my private pension insurance program.

Do you take out some insurances? I am taking out some insurances. The reason I take out insurances is of course reduce the tax. Some insurances are subjected to reduce the tax.

And I met the agent of insurances the other day, I got some advices from him. And I am thinking to change my private pension insurance program because of his advices.

It seems that I have taken out a bad private pension insurance program. Maybe I think that I took out the insurance with the flow without any ideas. I had to think better.

But what I could notice may be a good thing. If i couldn't, I seems to continue for 30 years more. I will try to think about that positively, I will do my best.

Thank you!