Face the facts - Dec. 30, 2023.

Lately, I've been concerned about my future, particularly regarding money and financial matters. As I'm starting work next April, I need to become financially independent by earning my own money. This involves considering various aspects such as asset management, wealth accumulation, investing, and NISA (Nippon Individual Savings Account). Given that the younger generation may not receive a pension, effective management of my finances is crucial. I am thinking about studying for the Financial Planner certification and bookkeeping to enhance my financial knowledge. Additionally, while these qualifications are valuable in Japan, for international career opportunities, it's essential to pursue globally recognized certifications. As a starting point, since I currently lack the necessary knowledge to address my financial issues, I plan to study for the 3rd level Financial Planner exam and the bookkeeping test. It's time to face the facts and seize my moment.