英語検定ライティング準１級（第238回）

セルフレジ「我ながらキャッシュレスで恥かく話」

キャッシュレス決済で支払いをする際に最も恥をかくのはチャージできてなくてエラー画面が出る時だ。残金が足りなければ銀行から10秒でチャージできるのでモタモタしないのだが。
When he pays the bill with cashless application, he sometimes brings himself into the critical situation because the touchscreen announces that he cannot complete his payment normally, to his shame.
Once in a while, he forgets to recharge 1000 yen from the bank, but this completes in two seconds, so he won’t keep the shop clerk waiting for something troublesome.

確かウォレットに500円くらいあったはずだが精算中にエラー画面が出た。自分が悪いはずはないと思っていた。それは勘違いだった。すぐにチャージして正常に精算することができた。
He should have checked his bank balance in his digital wallets, but he guessed that there was 500 yen there.
However, he assumed that something undesirable would hit on him, and immediately an error message appeared.
The idea that he wasn’t guilty would be in his head, which was wrong because he didn’t have enough money.
Soon he recharged 1000 yen and paid the bill, he says.

キャッシュレスは電子家計簿だ。履歴がつくので使いすぎないよう自制できる。ガソリン代もUNIQLOのポロシャツもドラッグストアの緑茶も味噌ラーメンもキャッシュレスで済ませる。
He considers cashless payment system as a digital budget book, which presents him from spending too much money because he could be tremendously careful about his monthly budgets and his purchase records.
The price of gasoline, UNIQLO’s polo shirt, green teas at the drug store and miso-butter ramen would be recorded in his digital budget book, which saves him troubles.

最もすっきりするのは小銭を扱わないで済むことだ。消費税が導入された35年前は急に小銭が増えて財布が混乱した。個人レベルでは済まされない。失われた30年の元凶なのだから。
What makes him refreshed the most is that he doesn’t have to treat small coins : he found it confusing to look for many small coins in his purse when the consumption taxation system was introduced for the first time in 1989.
A tragedy cannot end in the personal finance viewpoint.
The consumption taxation has been the main vicious cause of “Lost 30 years.”