「お金の大学」を読んだ感想

こんにちは。

今日は初めての試みとして英語で書籍紹介をしてみたいと思います。Let`s start!!

Book title

「本当の自由を手に入れるお金の大学」

"the university class where you can learn how to deal with money"

Author

「両＠リベ大学長」

He is a youtuber,who has posted lots of videos about money. his subscriber is over 500,000. 

books short explanation

This book is summary of his whole videos (the number is over 700!!)on YouTube. So, you can learn his tips more efficiently and quickly

main

He says in order to be a good money user, you have to acquire five skills ,which are saving,earning,increasing,protecting ,and using.

i am gonna explain what each is like.

Saving 

So as to save the money, you have to reconsider fixed expenditure. According to him, the main fixed expenditures are Internet fee,electricity fee, insurance fee,housing fee,car fee, tax fee.

He shares his opinion about how to cut the expenditure and why you should do so.

Especially, story about insurance fee and tax fee is very impressive for me 

According to him ,there are so many meaningless private insurance(EX medical insurance) cause they can be covered by public insurance which we are forced to enter.

when it comes to tax fee,  I thought Japanese salary men are not able to deduct money.However it it fault!!

what he suggests is making the best of the system (ふるさと納税) etc

Earning

This is about  earning  extra money besides main income.

He says having side hustle is really beneficial in terms of tax.Even if you work hard as a salary man , you are deprived of lots of money as tax.On the other hand, if it is side hustle you can deduct overwhelming amount of money.

Increasing 

This is mainly about investment.

He recommends index fund for beginner.Index fund is a fund which is fluctuating the same way with NIKKEI average.

Protecting 

This is about fleeing from falling fraud. This content is kind of shallow in terms of how beneficial it is.

Using 

he says unless you cannot use money properly,you cannnot become happy.