Day 38

The '30-30-30-10' Budget: Saving 10% for Fun

https://eikaiwa.dmm.com/app/daily-news/article/the-30-30-30-10-budget-saving-10-for-fun/75yrPA2DEe-i4jOTqREF8g

Vocabulary

• debt

• depend on

Discussion

1. I think the 30-30-30-10 budget idea is interesting. Compared to my current spending money system of 20-20-40-20 I think I will try to reduce the amount I spend on investment.

2. No I don’t. I’m not very good at long term planning. As a result I sometimes struggle with managing my finances.

3. I don’t usually seek financial advice from outside. I prefer to rely on my own judgment.

4. No I wouldn’t. I often make impulse purchases. Last month I bought Dragonball, Arale-chan and Jojo mangas. I regret them a little.

5. Yes, a friend of mine spends money on brothels. He always goes to the red lights district after drinking.

Further Discussion

1. Yes I am saving money to go to Italy. I want to travel a lot, get to know the culture and enjoy life.

2. I would invest in Nvidia. I want them to develop a lot of chips related to AI.

3. Last week I bought another orange t-shirt. I don’t really need it. I’m thinking of giving it to my wife.

4. I bought a Pixel 8a. I find the iPhone easier to use. The biggest problem is that the power and volume buttons are on the same side. I turn off the power when I’m trying to turn up the volume.

5. Money is important to save but it is more important to spend. We should spend money and have a lot of experiences.