The Credit App empowers contractors, small business owners, and sole proprietors to directly report defaults and nonpayment by their customers to the credit bureaus. By using The Credit App, you can avoid the need for expensive collection attorneys charging $200 per hour, as well as the hefty 30% fees typically charged by collection agents.

Instead, you achieve the same outcome for a modest flat fee, investing only the time it would take to complete a contract with a debt collector. Follow this link https://www.thecreditapp.org/credit-app to learn more about The Credit App.

How The Credit App Work?

The process is straightforward: simply complete the new debtor form, submit the $99 fee, and await your customer's response. Upon submission, your customer receives immediate notification via email and text, informing them of the situation.

Within a week, they receive a certified letter providing further details. They are then granted a two-week period to either settle the debt or dispute the claim. Failure to comply results in the outstanding balance being recorded on their credit report, adjacent to your company's name.