In the long run, will owning a home actually save money?
The biggest financial benefit of owning a home is building equity. If you make timely mortgage payments and invest the difference between what you paid for the house and what it's worth today, then over time you'll build equity in that asset. You can then use this equity to borrow against, which may allow you to buy another property or take out cash to fund other investments without having to come up with cash from scratch.
Renting also has some advantages over buying:
Renters don't have to worry about repairs or maintenance costs. They also don't need to worry about selling their home when they move or retire — though they may have to pay off their lease terms if they want out early.
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