INSURANCE EFFICIENT OR INTENDED TO DISAPPEAR

In this world there has always been a problem related to car insurance, motorists have always paid a very high premium, the statistics speak for themselves and speak of an average cost that affects the Italians' wallet.

Road accidents are another very problematic chapter of what is the current system in the field of insurance, since 2007, when a specific rule was introduced that provides for direct compensation, paradoxically it has made the situation more complex, yes it should have simplified everything, making the procedure more streamlined, but this was not the case.

In fact, since 2007, the costs for claims have increased dramatically to such levels that today, compared to the past, it can be said with certainty that motorists pay a much higher premium, among other things the procedures for settling a claim are not always clear, very often are long.
The introduction of the card, the mechanism according to which it is foreseen that it is possible to arrive at a direct compensation concerning the accident, has not made things simpler at all, in many cases, it paradoxically made everything more complex, as well as being increase the scams.

However, the insurance companies are warned, they must certainly change their approach, guaranteeing a much more streamlined mechanism, the public consultation which must review costs and deductibles relating to road accidents and their liquidation procedure has just ended.

In the future, things will have to change decisively, the level of claims should change as a function of greater efficiency in the management phase of the same, starting from the assumption that most of the road accidents concern the card, therefore a direct settlement mechanism of the accident, the mechanism must be streamlined and the compensation mechanism faster.