Small Business Loans

Small Business Loans guaranteed by the Business Administrations.With our multiple SBL funding programs, get a minimum loan amount of $ 5000.00-$ 5M provided through an SSC private lender.The three main SBL loan programs let you borrow money for nearly any business purpose—including working capital, purchasing inventory or equipment, refinancing other debts, or buying real estate—through these SBL-guaranteed loans.Long term of up to 5-25 years with an interest rate of 2.5%.

Advantages
• Lowest Down Payments
• Longest Payment Terms
• Reasonable Interest Rates
• Suitable for a wide range of business purposes and startups.

Small Business Loans through Sub-Saharan Capital is easy. How to get one? As a business owner or a startup, you qualify for an SBL loan. The most critical determinant will be your yearly turnover and for a startup, your business plan. 

There are many large and local banks offering SBL loans. These bank lenders will have extensive loan application processes, looking closely at the financial details of your business. At a minimum, an SBL loan application at a traditional bank will take a couple of weeks to process.

Documents you need:
• Business License
• Bank Statement
• Balance Sheet
• Profit & Loss Statements
• ID Copy, Passport Or Driver's License
• Business Plan / Debt Schedule

While SBL loans are slightly easier to qualify for than bank loans, remember: you're still working with a lender (an investor who is like a bank in the end). Such lenders will want to review your credit and financial statements and could expect You to have collateral to secure the loan.They'll also look at a handful of other documents—from legal documents to business plans.Even with the government guarantee on their side, many small businesses don't wind up qualifying for SBL loans. And if they do, the process could take months.

Repayment
Up to 10 years for working capital loans and equipment loans, and 25 years for commercial real estate loans.What would an SBL loan mean for your business cash flow? You can expect monthly payments for 25 years for real estate, 10 years for equipment , and generally up to 7 years for working capital.Keep
in mind: these are the longest terms you'll find, giving you plenty of time to figure out how to make each payment and spreading those large, long-term loans over many years .

CONTACT US:
Address: 12 Park Dr. Mayfair, Johannesburg, South Africa
Phone: +27 60 316 8072
Email: loans@subsaharacapitals.com
Website: Small Business Loans